Unlocked Cell Phones with No Credit Check No Deposit of 2020

When it comes to buying a smartphone, there are two options: with or without locked network services. What is the difference between the two choices? Which is better? Which is cheaper? And which one is more efficient? In this article, we discuss the basic difference. And later on, we focus more on buying unlocked cell phones with no credit check no deposit.

What is an unlocked cell phone?

For those who like to switch SIM cards especially for internet access, the unlocked smartphone is their only option. Simply stated, an unlocked Smartphone is a smartphone that is not bound to only one particular operator. Unlike an unlocked Smartphone, a locked smartphone can only use one network provider or operator. The most common example is a smartphone with an internet bundling package where only one particular network can work on the device.

On the other hand, unlocked cell phones can switch from one network to another, by swapping the SIM card. A device SIM card is a physical access that allows it to connect to a particular network. If the user wants to change operators, then he must change the SIM card as well.

Locked vs. Unlocked cell phone?

Each operator offers several phone models that are locked onto their services. This is often known as bundling packages. Sometimes, operators offer attractive packages that are only available on their locked devices. Usually, this type of cell phone, a locked cell phone, is sold at a cheaper price. As you’re unable to switch to another network, your purchase guarantees a long-term subscription. In other words, you are asked to be loyal to the operator in exchange for cheaper prices. The problem occurs when you’re buying a second hand locked cell phone. The phone you’re getting still may have outstanding bills that haven’t been paid. So it’s safe to say that unlocked cell phones are the better, safer, and wiser option.

unlocked cell phones with no credit check no deposit

The pros and cons of an unlocked cell phone

The pros of buying unlocked cell phones with no credit check no deposit
To ensure you of buying unlocked cell phones with no credit check no deposit, here are some pros of owning an unlocked cell phone:

You’re not tied to one provider

Unlocked smartphone users do not have any restrictions, contracts, or ties with any service provider. You can choose what provider you like. And you can change your Sim cards and networks at any time. Besides, you can easily get various discounts or offers from various providers, simply by switching the network.

It can use two networks in one device.

Dual SIM service is something that can only be used by the unlocked smartphone user. Although not all unlocked smartphones have a dual SIM feature, this feature is not available on any network-locked smartphone. Unlocked cell phone users can use one network as the main number, and another one as the secondary number. For example, if you can use 1 card simply for its internet offers and another one for its coverage. Dual SIM feature is a popular feature among avid travelers.

No monthly subscription fee

Locked smartphones are usually sold with a term payment period in addition to binding consumers to remain loyal to the network. Locked smartphone users will also get the same package during the selected period. On the other hand, unlocked smartphone users are free from monthly subscriptions and can choose whichever package they want. And it will even be easier to manage expenses for the use of internet access, telephone, and SMS. Research shows that unlocked smartphone users are more efficient when it comes to adjusting their phone credit. Instead of having to pay what they owe, they simply use what they have paid.

It urges you to save more

Although locked smartphones are sold at a cheaper price, it’s mostly a marketing strategy to get maximum profit. For example, let’s take a look at iPhone 11 Pro Max. By the time this article was written, the phone’s price with Verizon bundling is 45.83 USD per month for 24 months. While the unlocked option is sold at 1099.99 USD. At first, you would think buying the unlocked version is quite expensive. But you forgot to see that it’s a one-time payment only. You will not need to pay anything else afterward.

Now let’s compare it to the locked version. For middle and lower class people, getting an offer of 45.83 USD per month for 24 months for an iPhone is tempting. Until they realize that they have to keep paying for the next two years. In the end, they still pay the same amount of money, but without the freedom to choose their operator.

Plenty of options

Looking at the locked smartphone market, providers mostly choose to bundle expensive and high-end products. On the other hand, smartphones with no bundling offer more choices of devices. Asus ROG Phone 2, Huawei P30 Pro, and OnePlus7T Series are among good-quality unlocked cell phones no credit check no deposit available.

The cons of buying unlocked cell phones with no credit check no deposit

However, before you jump on buying unlocked cell phones with no credit check no deposit, take a look at some of the downsides of owning one:

No extensive support from the provider

When buying an unlocked cell phone, usually the provider will not give a special package or plan to the user. The package offered is regular. Unlike locked smartphones that come with a special package. The same goes for the warranty. The provider is not responsible for what happens to the device unless it’s still within the warranty period.

Some phones are only available through bundling purchase

It’s a special feature by certain providers that collaborate with a smartphone device company. As they all target the same market, exclusivity becomes a great marketing strategy. Some exclusive products then occur. For example, Verizon has locked a lifetime exclusivity agreement with the new Moto Razr. They are also the only American operator to offer a Palm Phone. This means you have to use Verizon to use this phone in the US. And they are not available for purchase as unlocked cell phones.

Full upfront payment

Usually, you are required to pay full in front when buying an unlocked cell phone. However, there are plenty of credit providers who are offering their services to pay the devices upfront for you. Yes, there is a way to get unlocked cell phones with no credit check no deposit!

How to get unlocked cell phones with no credit check no deposit?

The need for smartphones is now inseparable from our daily activities. With many companies, retails, or websites selling unlocked cell phones, it may be difficult to find one with no credit check. But, fret not! Here we have several solutions where you can get unlocked cell phones with no credit check no deposit. Let’s take a look!

unlocked cell phones with no credit check no deposit

Get a prepaid provider

Prepaid cellular service providers don’t usually ask for a credit check or deposit. This is because all the service payments will be made in advance. There will be no risk or worries from the providers’ point of view. There are 4 main operators, namely Verizon, AT&T, Sprint, and T-Mobile which offer prepaid credit. Also, there are return operators who only provide prepaid services, such as Cricket Wireless and Boost Mobile. These are some operators that offer cheap packages without checking credit.

Join a family package

Most operators offer family packages that can be used by up to 10 people in one package. Even though the main account holder must pass a credit check first, the others do not have to. The keyholder will be responsible. However, each user is responsible for each usage payment. This way, you can have your parent, sibling, and other relatives who have excellent credit as the main account holder.

Sign a joint agreement

Like the joint family package, a joint agreement allows you to skip credit checks. However, you need to find someone else trustworthy for this joint agreement. On paper, he or she will be responsible for both of your packages. So if something undesirable happens, they can at least vouch for you. And with the joint agreement, only one of your credits will be checked. After some time, you can switch your joint account status to personal.

T-Mobile is one of the providers that offer joint account agreements for some cell phone purchases. After 60 days, the account that was signed together will be transferred to both parties as a personal account. It is recommended that the person you sign the agreement with is someone whose credit is good and can be trusted.

Which one is the best way to get unlocked cell phones with no credit check no deposit?

Among the three ways of getting unlocked cell phones with no checking credit no deposit, we recommend the first one. The best way is to get a prepaid provider. Unlike locked phones, the prepaid provider does not require you to sign a contract to stick to one network. Most devices can be adjusted to the required package without having to sign for one 1 provider only.

Alternatives to purchasing unlocked cell phones with no credit check no deposit

The most popular and easiest way to get unlocked cell phones is to buy them online. There are many shopping sites or websites that offer unlocked smartphones. Like Amazon, eBay, and Swappa. Another option is to directly visit the website of the smartphone manufacturer. Retail stores like Overstock, Walmart, BestBuy, and others also provide these products. Keep in mind that the choice of devices may vary from one store to another.


This biggest shopping site in the world presents convenience in shopping for any product, including smartphones. On Amazon, you can buy a smartphone directly from the manufacturer. Even though you cannot get unlocked cell phones with no credit check no deposit here, you can find those cheaper than normal prices. Amazon also provides a designated page for unlocked smartphones for easy searching.


BestBuy is better known for selling smartphones with bundling packages or locked smartphones. However, that does not mean that BestBuy does not provide unlocked smartphones. Customers can find unlocked smartphone products on their search page. Remember to ask in detail when it comes to the product description. BestBuy often offers exclusive products in collaboration with network operators. Take a look at your options carefully.


Most of the time, the unlocked smartphone we want is way out of our budget. Having to pay upfront and the high demand of new products make it even worse. Thankfully, there are other options to get one: second-hand phones. Even though it’s not new, a good second-hand product is not so different from the brand new ones. At Swappa, you can find quality and guaranteed smartphones. Each sale is fully protected by the company with a system from user to user. Use the unlocked Smartphone finder to save more money on smartphones by shopping at Swappa.


eBay has a special page for unlocked smartphones. It offers a variety of choices, ranging from brand choices (Samsung, Apple, Google, LG, Huawei, OnePlus, etc.) to complete accessories. There are also discounted options with a time limit. On this feature, customers can make a transaction within the allotted time. And there will be a lot of bonuses and discounts you can get for a certain product.

B & H Photo

Most people know B&H photo as a retailer that sells all photo and video equipment. But it also sells unlocked smartphones at affordable prices. Most B&H products are straight from the manufacturers. This guarantees quality and authenticity. Besides, B&H often offers limited release products, such as Sony’s advanced devices and even products that we have never heard before. B&H Photo search option is even better with filter options to find products. You can look up the brand names, color, RAM sizes, and prices, making it easier for consumers to find the items of your choice.


There you have great alternatives to purchasing unlocked cell phones with no credit check no deposit. These websites either offer cheaper products or great deals and discounts that come with them. If these are not your cup of tea, you can stick to our recommendation: get a prepaid provider.

You may think it’s similar to locked smartphones, but it’s not. Buying a locked smartphone means signing a contract. You seal the deal of using their service for several months, usually up to 2 years. And even after your contract is up, you still cannot switch to another network because your phone is “locked”. In other words, you’re stuck with the same provider as long as you have your phone. But if you purchase one from a prepaid provider, you can use another provider when you’re able to. So, yes, we recommend this when you buy unlocked cell phones with no credit check no deposit!

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