Free Cell Phones with No Credit Check and No Credit Card Needed

There’s really not much point in having a cell phone unless you have a service to go with it. Getting a cell phone means that sooner or later you’re going to have to apply for a cell phone plan. And getting a cell plan means that you’re going to have to spend money. Is there a way to get free cell phones no credit check no credit card needed? YES!

Many providers offer competitive phone plans. These plans allow you to get a phone with the best text, talk, and data rates. They also have incentives, like zero down-payment. To get the best cell phone and service plans, most phone companies will want you to sign a contract and commit to a payment schedule that has to be backed up with a credit card. They will also run a credit check on you to make sure that you’re able to pay the bill each month.

So, what happens if you don’t have a good credit score or even a credit card? Well, the good news is that some major phone companies now offer free cell phones with no credit check and no credit card needed.

What does “Free Cell Phones” mean?

Before you get too excited, it should be pointed out that “free cell phones” don’t necessarily mean free, without charge, or anything to pay; sorry! Free phones mean you can buy a cell phone without worrying about your credit score. It’s a great option if you have bad credit or don’t have a credit card. As a result, just about everyone can now easily get a cell phone.

free cell phones no credit check no credit card needed

Free phones are also known as 0 USD phones. Most of these phones are of the lead in model variety, but they do have a range of features, accessories, and connectivity options. If you go to some larger phone carrier stores like AT&T, Sprint, Verizon, or T-Mobile, you’ll find a variety of cell phones that you can choose for free. Besides, they won’t require a credit check or a deposit.

If you’re planning to get free cell phones no credit check no credit card needed, checking your credit score anyway is a good thing to do. You can get a copy of your credit report once a year from any of the major U.S credit bureaus like Experian, Equifax, or

TransUnion. Alternatively, you can go online and check out and follow the steps to get your free report.

How to Get Free Cell Phones without Credit History

There are ways you can get a cell phone without having to worry about credit checks. Below we’ve listed down some of the options you can check out.

Choose a prepaid plan

Choosing a prepaid plan is probably the simplest way to get free cell phones. It doesn’t require a deposit because you pay for your phone upfront. Depending on what make and model of cell phone you choose, you can get a cell phone for as little as 50 USD. Several phone carriers, including AT&T, Sprint, and Verizon offer no credit check prepaid plans. The plan starts from 35 USD/month.

There are some benefits to choosing a prepaid plan:
When you choose a prepaid plan, you don’t have to pay a deposit.
Mostly the monthly prepaid plans are cheaper. You’ll find plans starting from 20 USD/line per month.

You’re not tied to any contract or agreement so you’re free to cancel the service and change the phone carrier at any time.

Buy Now Pay Later Cell Phones

What if you want to upgrade your phone or your old phone is broken, but you don’t have the cash right now to buy a new one outright? Well, some companies offer a buy now pay later cell phones. This type of financing program allows you to buy an unlocked cell phone with no deposit and credit check.

They also offer monthly installments for up to 24 months. However, you should be aware that this type of offer generally does not come with a service plan. And you will almost certainly be paying more overall than if you paid in full initially.

Sign up for a family plan

Signing up for a family plan is another way you can get free cell phones no credit check no credit card needed. Several providers offer a family plan that allows the primary account holder to add extra lines to their account.

Since the account holder is responsible for the payment, it’s necessary to make sure that payments are always made on time. Late payments could harm the service being provided and all the family members using it.

Get someone to be a co-signer

It’s a bit more difficult, but not impossible. If you have a friend or relative with good credit, you can ask him or her to act as the co-signer. It means that the account is placed under his or her name. You’ll need to reassure them that your plan is to place the account in your name just as soon as your credit score has improved.

Similar to the family plan, the co-signer will be held responsible for payment, which means any missed or late payments are going to cause an issue. So, make sure you always pay your bill on time and in full.

Pay a security deposit

If you’re able to, why not pay some sort of deposit? Many cell phone providers offer plans without running a credit check. But, they may still check your credit to determine how much of a deposit you need to, or can afford to pay.

Best Free Cell Phones Providers

When you see a free cell phone without a credit check, you must understand that it’s not completely free. But, there are some best free cell phones no credit check no credit card needed providers to consider.


AT&T is one of the largest network companies that offer free cell phones. They don’t require a credit check, and you’ll find plenty of prepaid plans to choose from. Starting from 39.99 USD for the device and 25 USD for the prepaid service plan, you’ll get an LG Phoenix 4 with 2GB of data. If you prepay 300 USD for 12 months, you’ll get 8GB of data each month. They’ll also consider part exchange against your old device.


Known as the best wireless service provider company, Sprint offers free cell phones without a credit history. With 35 USD per month, you’ll get unlimited voice, text, and data. The cheapest pre-owned smartphone you can get is an LG Tribute for 49 USD. A pre-owned iPhone 8 is available for 240 USD.


T-Mobile offers the ‘Smartphone Equality Program’ that allows you to get a selected device with no credit check. Their lowest service plan starts at 26 USD/line if you enroll 4 lines with autopay for 12 consecutive payments. For that, you’ll get unlimited text, calls, and data. The lowest basic cell phone is around 100 USD full price, or 4 USD/month for 24 months (plus 4 USD down-payment + tax). As for smartphones, you can get an RVVL 4 at 120 USD in cash and 5 USD/month for 24 months payment.


Like others, Verizon is also one of the best free cell phone providers that offer no credit check. You can get a prepaid plan regardless of your credit status. You’ll find a smartphone for as little as 59.99 USD for an Alcatel Avalon, while the prepaid service plan they offer starts from 35 USD. It gives you unlimited texts within the US and to over 200 international destinations, unlimited calling, and 5GB data.

Best Free Cell Phones Devices

Typically, the free cell phones no credit check no credit card needed offered by the providers are the low-tier phones that offer basic features. It’s very much the case that ‘you get what you pay for’. But, if you know how to choose the right phone, you might get a pretty good deal. Here is a list of some of the best free cell phones you can find.

Samsung Galaxy Alpha

Samsung Galaxy Alpha is a great choice for free cell phones with no credit check. It features metallic edges and a plastic back. It runs on Android v4.4.4 KitKat and has a 4.7-inch screen with 720HD making it easy to use with great performance. This slim and lightweight smartphone is equipped with a 12 MP back and 2.1 front cameras with LED flash, autofocus, and phase detection. So, you’ll get great quality pictures. The internal memory is 32 GB with 2GB RAM.

Nokia 3.1 A

You can get a Nokia 3.1 A from AT&T’s online store for only 49.98 USD. It features Android 9 Pie with 32 GB on-board memory. This stylish smartphone offers one-press access to Google Assistant. With an 8MP+5MP camera, you’ll have high-quality photos and be able to keep them in its unlimited Google Photos storage. The screen is 5.45 inches with HD+. This long-lasting phone is run by a powerful 2990 mAH battery.

Alcatel AVALON™

Alcatel AVALON™ features a striking design with a soft finish for your comfortable and easy hold. It’s offered at 59.99 USD from Verizon’s online store. You’ll find this phone has durable Dragontrail™ glass that helps protect the screen against scrapes and other forms of minor damage.

Operating in Android and A 1.4GHz Quad-core processor makes the phone easy to switch between apps, enabling you to quickly access the features you love. The powerful 2460mAh battery provides you with up to 24 hours of usage time. Plus, the Battery Saver Mode, makes it easy to conserve your power and save it for when you need it most. It also features Google Lens and a 5 MP rear-facing camera with an LED flash. There are additional useful features like Time Lapse, Instant Collage, and Panorama Mode.

Motorola moto e

Motorola moto e is one of the prepaid cell phones offered by T-mobile. Running on Android with Qualcomm® Snapdragon™ 632 + 1.8GHz Octa-Core and 2GB RAM, you get ultra-responsive performance. The convenient fingerprint reader makes the phone easy to unlock.

The 13MP dual-camera system features fast-focusing technology that makes adding bokeh effects to your portraits so easy. Enjoy its 6.2 Max Vision display that is ultra-wide and equipped with advanced water protection. The 3550 mAH battery lasts long and will support your activities all day long. There are also additional features like Bluetooth and Wi-Fi hotspots.

Motorola Droid Maxx

Motorola Droid Maxx is another excellent choice for free phones. It has 16 GB internal storage and 720p display resolution. This phone works on Snapdragon 600 chipset. It features a 21 MP+5MP camera with Dual-LED Dual-Tone Flash and Panorama. This phone also has other features like FM Radio; micro-USB 2.0, Bluetooth, and WI-Fi for you to enjoy some on the go entertainment.

Introduced in 2013, LG G2 was in the list of Editor’s Choice for Best Smartphones in 2014 by Time Magazine. It features plenty of connectivity, including 4G LTE, Bluetooth, Wi-Fi, NFC, and an Infrared port. This phone is equipped with JellyBean (upgradable to v4.4.2 KitKat), which makes it efficient with reliable performance.

It also has a good 13 MP camera with LED flash, autofocus, and optical image stabilization. The internal memory is 32 GB, and it features a 5.2″ True HD-IPS screen.


HTC U11 is easy to operate, lightweight, and comes in a unique round shape. Combining affordability and functionality, it has some remarkable features. It has 3GB RAM that allows you to open multiple apps without delay.
The 16MP front camera with UltraPixel light sensitivity makes it perfect for selfies day or night. What’s more, it’s equipped with Google Assistant and Amazon Alexa.

Amazon Fire Phone

Amazon Fire is one cell phone you can opt for when going for free cell phones without a credit check. As a mid-tier phone, it features glass design on both the front and back. It has a 4.7-inch screen with a 720p resolution. It runs on the Android operating system and is equipped with 2GB RAM.

The phone also has other features, including 32GB storage space and a 13MP camera with LED flash and optical image stabilization.


Buying a cell phone is easy… if you have cash. If you don’t, there are still plenty of options to get one with a good credit history. But, things get a little trickier if you have bad or no credit. Still, you can get a cell phone without down payment or credit history using the free cell phones no credit check no credit card needed option. It’s a great option to get a new cell phone, plus a service plan.

There are several ways to get a free cell phone. Going for a prepaid plan is the obvious and most straightforward choice. By choosing a prepaid plan, you’ll not only get free phones, but you’ll also get a cheaper plan. It gives you some other benefits, including a no-contract meaning you’re free to change carriers.

Another easy option is to enroll in a family plan if one of your family members is subscribed to a cell phone provider. Pay attention though not to miss a payment as everyone will be affected!

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