People have been in the used car sales for as long as we can remember. And you must be familiar with the term buy here pay here. Similar terms like tote the note, we finance, or your job is your credit also means the same thing. Buy here pay here refer to the general practice of when you buy a car from a dealer, they will also act as the financer. Customers directly receive the loan from the car dealer instead of a third party. And that’s what you’ll get from buy here pay here Sevierville TN dealerships.
Everybody in the business is aware that this is a high-risk practice. One of the reasons why buy here pay here is common is because it gives a “second chance” to people with bad credit. Even if you have unclear credit records, there’s only a small chance you get to receive a loan from the banks.
Some of the well-known buy here pay here car dealerships report your credit to the credit bureaus. This allows you to clean your record or build a new one. But much like anything else in the world, there are also downsides to it. Generally, they offer a higher interest rate than the bank, even higher than the banks or credit unions. So if you’re really planning to use this type of financing, expect a double-digit interest rate for your loan.
Right Place Auto TN
1727 Chapman Hwy, Sevierville, TN 37876
Partnered with over 20 local credit unions, Right Place Auto TN offers a thorough and detailed credit process to their customers. The credit application is as easy as ABC. Customers can head to their website and fill out a form to get pre-approved. The dealer has dealt with all kinds of people with different financial situations. From foreclosure, bankruptcy, divorce, to missed payments; they accept everyone here.
Make sure you have all the requested documents for your application. Documents include valid ID, insurance card, and proof of monthly income and residency, and trade documents. If you’re a first-timer, this car dealership will help you through your first used car purchase. The tips for first-timers on their website are awesome for those who need the know-how.
Sevierville Auto Brokers
1754 Winfield Dunn Pkwy, Sevierville, TN 37876
This dealer in Sevierville has been around since 2001 and they’re one of the best buy here pay here Sevierville TN car dealerships. The highly reviewed “hassle-free” purchase seems to be the recurring theme in Sevierville Auto Brokers. And the most important part is, each vehicle you find here is CarFax certified. That means buyers can see the car’s history.
Buyers have the right to know whether there were wreckages or damages before buying. Since this would have affected the car performance.
Head directly to their lot since you won’t be seeing many options on their website. It’s great that they put the financing application online for anyone interested. Also, make sure you know your deal before driving out a vehicle from their garage.
Gibby’s Auto Pro LLC
515 Parkway, Sevierville, TN 37862
Gibby’s Auto Pro LLC is a family-owned business and has been in the business for years. We suggest you head down to their lot for the best experience, since they don’t put up the vehicle’s price on their web. They welcome everyone, whether you got good or bad credit. And if you’re looking for a truck, Gibby’s is one of the best choices in the area.
Whether you’re a first-timer or someone with foreclosure or other financing issues, Gibby’s welcomes you. It’s advised that you do your research first before you stepped into the lot. Doing the buy here pay here can be a tricky business especially if you’re inexperienced. So if you’re confident with your papers, give Gibby’s a shot.
Armenia Motors LLC
13622 Chapman Hwy, Seymour, TN 37865
Drive a little to the West and you’ll find this small car lot. Uniquely located on the hillside, Armenia Motors LLC has pleased thousands of customers with their business. This car dealership is said to have the best prices according to independent review. You can check out their inventory of cars and trucks to see if there’s any that spark your interest.
There’s nothing like a great customer service experience. And that seems to be what people remember about this dealer. In the used cars business, people have more to consider (and sacrifice) to get the best choice. And more often, the salesperson needs to be intact in answering customer’s questions. We’re sure that this is not a problem in this place. But we’d always remind you how important it is to know your deal before going in to buy here pay here in Sevierville TN.
Cars Well Certified Pre-Owned
2024 Newport Hwy, Sevierville, TN 37876
If this is your first time buying from a used car dealer, it’s best to find a place where the vehicles are certified. One of the best car lots in Sevierville with that requirement is Cars Well Certified Pre-Owned. Make time to do your research or talk to somebody that’s also in the business to get their insight. You can apply for financing online as well as check the loan calculator. With a certificate in hand, great customer service, and easy access on the web, Cars Well make a great dealership.
Apart from all those things mentioned above, we think you’d be interested in knowing one more. You know how annoying it is when the salesperson pressures you into buying, right? Or when you get to them, it’d feel like you’re never out of their sight? This will unlikely happen in here. Customers have reviewed how the whole process was comfortable and hassle-free. If a place can get praise for such a small thing, that usually means they know their deal.
Those above are some of the best buy here pay here Sevierville TN car dealership we can recommend. Whether you’re new in the business or not confident with your credit record, there’s a place for everyone. We recommend a car lot that owns a CarFax certificate for the vehicles they’re selling. It shows that the dealer is willing to present the best condition for the customers. Apart from how it’s your right to know about the vehicle you’re buying.
Also, do your research or talk to someone who knows about the business. It’ll help you bring home a new ride with a wide smile. In case you’re looking for another dealership in Knoxville, check out our recommendation list for buy here pay here in Knoxville as well.