The Best Buy Here Pay Here No Credit Check Knoxville TN Dealerships

Having trouble getting approved for traditional Knoxville TN auto financing due to your credit score? Then, buy here pay here no credit check Knoxville TN can be a great way for you to get your hands on a vehicle. Through these buy here pay here car dealerships, you can choose and buy a car, arrange the loan terms, and get the loan all at the dealership.

Buy Here Pay Here Dealerships

Buy here pay here dealerships offer in-house financing. So, they don’t use third-party lenders like a bank. This type of financing makes dealers the finance company. When you opt for buy here pay here, dealers generally don’t care about your credit score making them great alternatives to Buy Now Pay Later Sites for Bad Credit. It may be the biggest advantages of buy here pay here.

Most buy here pay here with no credit check in Knoxville TN guarantees approval if you meet the qualifying income and have a down payment. On the other hand, this kind of financing typically has a high-interest rate. You may end up paying much more than the original price of the car.

Buy Here Pay Here No Credit Check Knoxville TN

Also, you may find very limited used vehicles in their inventory. Plus, they may not report your payments to the credit bureaus. If it’s the case, the financing may not help you improve your credit score.

Buy Here Pay Here No Credit Check Knoxville TN

There are buy here pay here dealerships in Knoxville TN that help you have the car of your dream. Check some of them below, and you can contact one of your choices.

Bright Motors

8415 Kingston Pike
Knoxville, TN 37919
(865) 324-0648

Bright Motors ensures that all their used vehicle in their inventory to have high standards. They offer competitive pricing and excellent services. You can find a few selections of vehicles, including Chevrolet, Subaru, Volkswagen, and more.

They also offer to buy here pay here financing with low down payments. They welcome all customers no matter what your credit types. The process of financing approval is fast. What’s more, Bright Motors offer a warranty on the vehicles and have a trade-in program.

Smart Auto

8413 Kingston Pike
Knoxville, TN 37919
(866) 329-5981

With a down payment as low as 95 USD, you can drive a car from Smart Auto. They will make sure you get the perfect vehicle without wasting your time. As one of the top choices for your buy here pay here in Knoxville, TN, they guarantee fast and easy 30 minutes or less approval. Or, they give you free gas.

Besides, they also offer a 3 Day No-Hassle Return Policy. Plus, extended warranty for every vehicle, and free towing within 75 miles if you want to trade in your old car.

To apply for the loan, all they need is your personal information and some documents. These include a valid driver’s license, most recent pay stub, and a most recent piece of mail or lease agreement in your name.

Ask your questions before deciding to sign the loans by contacting Smart Auto at (866) 323-5722, Facebook, Twitter, and Google+.

Westown Motors

10515 Kingston Pike
Knoxville TN, 37922
(865) 281-3050

Westown Motors offers the lowest prices of cars, SUVs, and trucks in the Knoxville Area. They also offer a hassle-free buying experience. Spend less time researching and enjoying your purchase on their lot located at 10515 Kingston Pike. You’ll find plenty of brands to choose from, such as KIA, Acura, Cadillac, Subaru, and more.

Worry not about your credit! Weston Motors provide financing for all customers with all credit types. Their buy here pay here no credit check Knoxville TN allows those with good credit, bad credit, and no credit to bring home a car. As a start, you can do the pre-approval process by filling out the application on their website.

Cars 4 U LLC

6145 Clinton Highway
Knoxville, TN 37912
(865) 247-6037

If buy here pay here is your last option to get you on the road, you can always count on Cars 4 U LLC. They offer plenty of cars, from Dodge, Ford, Subaru, Toyota, and much more.

No credit check is needed, even if you have bad credit. They will also help you to get the right car at a fair price and reasonable pricing if you’re self-employed. Plus, Cars 4 U LLC has a sell or trade-in program.

When you’re qualified and sign the loan, Cars 4 U LLC gives you a 90-day warranty at no cost. To apply for the buy here pay here, they may require information about you. You need to provide a telephone number, postal address, social security number, etc.

CarMart South

Location 1
2512 Chapman Hwy
Knoxville, TN 37920

Location 2
9201 Oak Ridge Hwy
Knoxville, TN 37830

Locally owned, CarMart South has been operating for 19 years in the auto industry. They provide used vehicles that all through mechanical pre-inspected. There is a great selection of used vehicles, including Ford, Subaru, Dodge, Mazda, and many more.
Offering buy here pay here financing, they will work to get you financed for your dream car. No credit required, you can get a loan with affordable monthly payments. You can apply online through their secure application form. Once it’s received, CarMart South’s staff will review your application and contact you to explain your options.

Easy Auto

8455 Walbrook Dr.
Knoxville, TN

Has been operating since 1911, Easy Auto is known as the ‘Home of the Small Down Payment’ amongst their buy here pay here competitors. Their goal is to help everyone for a reliable used car, regardless of credit history as long as you have a steady income.
If you have no credit, bad credit, or bankruptcies, they offer a second chance for you. For qualified customers, you can get a car with only 99 USD down payments. And the process is fast, you’ll get approved in less than an hour.

They also offer a 3-month/4,500 mile warranty on your purchased car. Plus, you can exchange for another used car (of equal value) within 48 hours, hassle-free. On top of that, they report to all three major credit bureaus, which make it perfect if you want to re-establish your credit.


The requirements of buy here pay here no credit check Knoxville TN are different from the traditional auto financing. Generally, dealers will use your income to qualify you. The minimum income will vary from one to another dealer. You’ll need to provide proof of income, phone number, and address. Personal references and down payment often needed.
As the financing is provided by the dealers, getting approved is usually very high if you meet the income requirement and provide the necessary paperwork.

You may get benefit from buy here pay here dealerships, but it also comes with disadvantages. Make sure you know all of these benefits and the disadvantages. And it’s strongly advised you try to get financed with a subprime lender first. If you’re trying to rebuild your credit score, find out if the buy here pay here will report your payments to the credit bureaus before you sign the agreement.

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