If you are familiar with used car sales, you must have known the term ‘buy here pay here’. For those who didn’t know, it’s a one-stop shopping service in auto sales. Usually, when people buy cars, a third party will give them a loan to finance the sale. But car dealerships, such as buy here pay here Jonesboro GA car dealerships, also acts as the lender for buyers. The practice may come in very handy as there are benefits that come with it. Most of which are most beneficial to those who have bad credit or have no to little down payment.
But like other choices in life, buy here pay here service does have downsides. Using buy here pay here finance wouldn’t really have an effect on building your credit. This is due to most dealerships not reporting your payment to the three major credit bureaus. Aside from that, buy here pay here financing comes with a higher interest rate. Sometimes even higher than conventional lenders like banks and credit unions. Expect a double-digit interest rate if you’re planning to opt for this type of financing.
Despite how the practice is high-risk, it’s still very common. And it won’t be surprising to find the nearest car dealerships with this type of financing. Terms like we finance, tote the note, or your job is your credit are common phrases used in dealerships that provide finance. So, make sure you’re on the lookout for these terms wherever you are. FYI, we also have a list of the best buy here pay here dealerships in Knoxville, Tennessee and Lake City, Florida.
List of buy here pay here Jonesboro GA Car Dealerships
Find 5 of the best buy here pay here car dealerships in Jonesboro, GA here!
Pars Cars Sales
1345 Southlake Pkwy, Morrow, GA 30260
Head about 10 minutes’ drive from Jonesboro to Morrow and you’ll find Pars Cars. For over 30 years, the car dealership has been dealing with many kinds of customers. From those with bad credit, slow credit, or even no credit at all, they claimed to have worked with them all. This includes those with issues like bankruptcy, foreclosure, open loans, and repossession.
A financing application can start with submitting the form that’s available on their website. Pars Cars welcomes everyone! Whether you’re a first-time buyer or planning to trade-in your vehicle. The available used cars are mostly in rather low mileage. It’s best to visit the dealership since they don’t show the car price on the web.
US Auto Sales
7780 Tara Blvd, Jonesboro, GA 30236
For over 20 years, US Auto Sales has been catering to new and loyal customers. Regardless of the credit score, their on-site financial experts can help you get the most suitable plan for your loan. Each used car is provided with a CarFax certificate. Buying a new ride here will bring you peace of mind since you know its whole history. Although we suggest you do your homework first before deciding to buy from here.
Car lots with great customer service can add a cherry on top of the dealership. There’s nothing like a genuine, no-pressure attitude from the salesperson. This is something you can expect here in US Auto Sales. Plenty of satisfied buyers have mentioned how convenient it is to buy a car from here.
McConnel Auto Sales
7704 N Main St, Jonesboro, GA 30236
If you have your down payment and papers ready, you wouldn’t have significant hassles buying a car from McConnel Auto Sales. All the used cars sold here are with 4% interest, which is a very attractive rate for a buy here pay here Jonesboro GA dealership. That said, you need to be aware that they don’t report your credit to the bureaus. It’s still one of the best dealerships you can find in Jonesboro if you have credit issues.
Most of the used cars they’re selling are from rentals. So you can expect fewer than 50k mileage which is a pretty great deal. Even though you can check the inventories on the web, they have a wide selection of cars available. If you’re looking for a place where you can pay off your credit in less than 5 years, this is the place. Make sure to visit them directly for a more convenient experience.
Auto Deals – Jonesboro GA
7209 Tara Blvd, Jonesboro, GA 30236
Partnering with Danco Financial Service LLC, Auto Deals Jonesboro provides in-house financing for their customers. Although it’s only been in the market since 2008, their service is up to par. They work with a wide range of customers. Whether you’re self-employed or have bad credit, they got something for everyone.
With a quick process and great customer service, it’s no doubt that a lot of people are recommending this place. You’ll be able to pay a low amount of down payment. Not to mention how you’ll be getting a car at a decent price.
DriveTime Used Cars
7230 Jonesboro Rd, Morrow, GA 30260
With over 126 dealerships across the country, it’s no doubt that they’re one of the best car dealerships you can find in Jonesboro. Take a 10-minutes drive to Morrow and you’ll arrive at DriveTime Used Cars. The dealership champions itself with its online auto loan application. Each step is just one click away!
A decent price tag with low mileage is probably what every buyer looking for in used cars. And this is what you can expect from DriveTime. Some of their best vehicles are around 50k miles or under. They also have a 30 days/1,500 miles warranty after you drive out your car from the car lot. Just in case something goes south after you buy your car.
It doesn’t matter if you’re a first-time buyer with no credit experience. Or even if you have slow/bad credit, buy here pay here Jonesboro GA dealerships have something for everyone. If a long-standing business gives you more peace of mind, you can find some of the best choices above. But nothing ever beats great customer service, right? Don’t worry! You can expect all these in the Jonesboro car lots.
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