List of Best Buy Here Pay Here Cartersville GA Dealerships

For most people with bad credit in Georgia, buy here pay here Cartersville GA may be their best choice for no credit checking financing. In-house financing offers some advantages to people without good credit. These include cheap weekly payments, flexible down payment, and some of them accept trade-in.

However, there may be some disadvantages of buy here pay here dealerships. You may have a limited choice of vehicles to choose from. And some of them may not report to the credit bureau, so it’s not the best option if you want to rebuild your credit. Besides, they may apply high-interest rates. But if you’re set on using their services, keep on reading!

What you should know about buy here pay here dealerships

Buy here pay here dealerships are simply used car dealers that are also acting as the bank. They offer to finance for the vehicles sold on their lot. Each dealer has different interest rates, payment options, and requirements.

Buy Here Pay Here Cartersville GA

Make sure you do your homework by doing some online research about the dealers. Before you sign the agreement, always make sure that your chosen dealer has inspected all of their vehicles before the sale and follows all regulatory standards. Also, check about the fees that they may charge you.

Most in-house financings offer an easy and quick application process. There are several documents required, such as a driver’s license, proof of income (pay stub), references (name, address, & phone number), and proof of address.

They also require some down payment, which depends on the car price and your income. Generally, putting a larger down payment will give you lower installments and interest rates.

List of buy here pay here Cartersville GA

Here’s our list of the best buy here pay here dealerships in Cartersville. If you’re looking for buy here pay here in other cities, check out our list of buy here pay here in Knoxville, Tennessee, and Owensboro, Kentucky.

Everybody’s Auto Sales, Inc.

1577 JOE Frank Harris Pkwy
Cartersville, GA 30120
(770) 386-2277

Everybody’s Auto Sales, Inc. is a family-owned business that specializes in auto sales that meets everybody’s needs. They offer a wide range of vehicle inventory from reputable brands, including Nissan, Chrysler, Ford, and Jeep.

All the cars pass a detailed inspection to ensure a new-ish vehicle for the customers. Their professional staff will help you with the buy here pay here option so you can get the best car. You’ll find the best price for their vehicles. The application is easy, and you can apply through their website.

Matthews Kia of Cartersville

595 East Main Street,
Cartersville, GA 30121

Matthews Kia of Cartersville has many kinds of a new and used car on their inventory you can choose from. They have sedans, trucks, and SUVs Kia models at a good price. They offer finance programs to fit your credit score, even for those with credit problems. Plus, they offer competitive rates and warranty programs.

To get started, you can try a quick pre-approval through their website, along with the payment calculator. So, you will know the estimated monthly payments you need to pay. The application can also be done through their website. All the process is quick and easy.

Major Motors

15 Apex Drive SE
Cartersville, GA 30121
(770) 607-5002

Major Motors is one of buy here pay here Cartersville GA dealerships that offer auto financing for good and bad credit customers. They don’t have large wide selections of inventory, it’s only for Buick, Chevrolet, and Honda. However, you’ll find fair prices on their vehicles.

If you don’t feel like applying online, you can come by to their lot. Major Motors will ask for some documents when you apply for the loan, including your driver’s license, proof of income, a down payment, and proof of residence.

Unlike another buy here pay here dealerships, they offer several methods of online payments. You can pay your installment from the Web, with checking accounts, credit or debit cards, and pay over the phone.

I-Deal Cars, Inc.

304 N. Tennessee ST.
Cartersville, GA 30120

If you’re looking for a trustworthy buy here pay here dealer, choose I-Deal Cars, Inc. Having been in the business for more than 25 years, they have many loyal customers and repeat buying. They will help you find a car and financing that suit your needs.

They have all kinds of cars, from Toyota, Cadillac, to Jeep to choose from. The online application offers a hassle-free process for each customer. Everyone in I-Deal Cars, Inc. is helpful and nice, they work the best when it comes to customer service.

Mike Vaughn’s Auto Exchange

749 Burnt Hickory Road SE
Cartersville, GA 30120

Your job is your credit. That’s how Mike Vaughn’s Auto Exchange gets you on the road. They will help you to find an affordable and good quality car. Like many car dealerships, they sell cars from various brands.

You’ll find a wide range of prices for cars, SUVs, and trucks, from under 10,000 USD to 40,000 USD and above. Applying is easy and fast, and you can apply it from their website. If you want to know more information, feel free to give them a call.


If you have no other good option for an auto loan, buy here pay here Cartersville GA may be the best way to get a car. It’s easy and catering to most of everyone’s needs when it comes to getting a car. Before you visit the showroom to check the inventory, we recommend you browsing online first. Find a reputable dealer, check their review, and learn carefully about the terms and conditions.

Keep in mind that it’s best for you to buy a car you can afford, so you can make a payment on time. If you don’t, you’re risking yourself repossession, where the dealer can take away your car no matter how much money you have put in the previous payments. As long as you be careful and calculate everything well, this shouldn’t be an issue.

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