It is a very common practice to buy a car with the help of a financial service company. You will “borrow” a certain amount of money to finance the buy of your vehicle. And you will be paying in return in a span of limited time. Conventional lenders are usually banks or credit unions. Unfortunately, this is not everyone’s choice. And this is where buy here pay here Aiken SC comes in handy.
Buy here pay here is where the car dealership also acts as the financing company. In other words, it is a one-stop shopping process in which you don’t use a third party to finance your sale. There are benefits to buy here pay here. One of them is it is the best choice for people who have bad credit. While so, it comes with a higher interest rate. Sometimes it is even higher than the banks!
The financing system may have its own upper and downsides. So, it is important to do a little research before deciding to dive into the whole process. Here’s a small list of buy here pay here dealerships you can check out. Most of them have been in the business for over 20 years!
List of Buy Here Pay Here Aiken SC dealerships
1301 E Pine Log Rd, Aiken, SC 29803
One of the key terms you should know before being on the lookout is CarFax. Especially if you are new in the used car industry. CarFax certification will give you all information about the car you are going to buy. Whether there’s damage, wrecks, or anything related to the car’s “life” record. Crescent Automotive is a buy here pay here Aiken SC car dealership with CarFax certification. This brings more peace of mind as you step into the shop, knowing all the cars here have been recently inspected.
The husband and wife owned business has been around since 1999. And it has been holding the title “Aiken’s Choice” for Pre-Owned Dealership for 4 years in a row since 2017. New customers turned into a long-time one seems to be a reoccurring with their shop. The process here is quick and simple. Apart from it, credits to the staff’s professionalism and friendliness. Although it is best to go straight to their dealership since there’s not much to look at on the website.
S&R Auto Sales
2501 Wagener Rd, Aiken, SC 29801
For more than 20 years, this family-owned business has been building its reputation. S&R Auto Sales makes it easier for customers who plan on applying for credit. You only need to fill out a form available on their website. Scheduling a meeting beforehand is the best option before you head to the dealership.
Several people have written online that this car dealership is satisfying. They don’t hesitate on buying their next car in this buy here pay here Aiken SC car dealership. Some even have bought more than one time in S&R Auto Sales. The dealership also offers a layaway program for qualified buyers. A layaway program is where you “reserved” your car before you finally able to pay the agreed down payment.
Master Chevrolet-Cadillac Aiken
3625 Richland Ave W, Aiken, SC 29801
Buying a car from a dealership that has been around for years does have its own advantage. The fact that the company is still going strong to this day, it says a lot. And that’s what you are getting from Master Chevrolet Cadillac. For almost 90 years, the family-owned business has been selling new and pre-owned cars to its customers. If you are looking for GMC trucks, Chevrolet, Buick, and Cadillac, this is the right place for you.
Another reason that shows how this dealership is good at what they are doing is how easy for you to apply for an auto loan. One of the easiest ways is to trade-in your current vehicle. This will dramatically decrease the cost of buying a new or clean used vehicle. Some special incentives are also offered for military and students. All the more reasons, right?
664 York St NE b, Aiken, SC 29801
A consumer credit score like FICO is a widely known tool to calculate your credit score. And the average FICO credit rate for Aiken residents is at 665, which is lower than the national average. This would explain why buy here pay here Aiken South Carolina is a flourishing business. Not to mention how you can find the most long-standing car dealership company in the country. T&W Motors is also one of them.
Financing a vehicle with T&W Motors will give you a higher chance if you got all they need. Documents included for financing are proof of income (6 months or more), proof of residency, and proof of auto insurance. Standing strong for over 29 years, repeat customers are common with this dealership. It is best to visit the shop directly as there’s not much to check on their website.
Wayne Heath Automotive Co.
3900 Richland Ave W, Aiken, SC 29801
Finding a good dealer could be an easy task in Aiken SC. But having a good dealer with a competitive price is like getting the best of both worlds. This is something you can expect from Wayne Heath Automotive Co. With decent pricing and offers for used car financing, this is a great place where you can find your next ride.
It is also a good place to sell your car if you did not know where to start. Whether you are looking for a new ride or selling one, this one-stop-shop can help you through their website. Which we think is a plus feature these days. You can also check out their best inventories on the website. Information includes everything you need to know about buying a used car.
It is not so hard to find a good dealership in Aiken, South Carolina. The town is packed with businesses that have been around for more than 20 years. With such a reputation, finding your new ride through buy here pay here Aiken SC wouldn’t be much of a hassle. Each dealership provides its own financial expert to help you with your auto loan. Some even offer specific brands and discounts for a certain community. In case you’re looking to buy here pay here in other areas check out our reviews for Marion Ohio and Owensboro KY here.